John Christmas is a former banker whose banking career ended when his whistleblowing against his employer was covered up by the European Bank for Reconstruction and Development. He earned a BA at Dartmouth College and an MBA at Cornell University. He has lived in the United States, Latvia, Spain, United Kingdom, and Malta. He wrote the dystopian novel DEMOCRACY SOCIETY which was released in 2011. Now he enjoys time reading, writing, and boating in Europe. His experiences as a whistleblower inspired KGB BANKER.